The traditional banking model is being rewritten, and Xapo Bank is the one holding the pen. In 2026, Xapo continues to redefine wealth protection by integrating US Dollar accounts with Bitcoin flexibility, all within a regulated, secure framework. We are currently searching for an analytical and proactive FP&A Graduate to join our global, distributed team. This is a 12-month Graduate Programme that offers a 100% remote work-from-anywhere lifestyle. At Xapo, you won’t just be an observer; you will be an active participant in financial planning, forecasting, and strategic analysis for a bank that operates in over 40 countries. If you are a recent graduate eager to work at the intersection of crypto and traditional finance, Xapo is your destination.
As an FP&A Graduate, you will join our Finance team during a period of unprecedented growth. You will support the preparation of monthly and annual budgets, build data-driven dashboards, and collaborate with stakeholders to drive strategic initiatives. Diversity is our strength—you will be part of a team of over 180 “Xapiens” who believe that financial security is a right, not a privilege. With a competitive salary and a culture that values autonomy, this role is the ultimate launchpad for a career in Modern Fintech Finance.
Job Summary & Career Benefits
- Position: FP&A Graduate (Financial Planning & Analysis)
- Company: Xapo Bank
- Location: 100% Fully Remote (Worldwide)
- Duration: 12-Month Contract (Potential for Permanent Role)
- Salary: Competitive Global Compensation Package
- Education: Bachelor’s in Finance, Accounting, Economics, or related fields
Key Responsibilities: Building a Data-Driven Bank
Your journey at Xapo will be fast-paced and high-impact. Your core responsibilities include:
1. Financial Forecasting & Budgeting
- Forecast Support: Assist in the preparation of monthly, quarterly, and annual financial forecasts and budgets.
- Variance Analysis: Support the analysis of financial data to identify trends and explain variances between actuals and budgets.
- Strategic Planning: Help prepare business cases for new initiatives and investments, learning the financial evaluation process of a global bank.
2. Performance Reporting & Dashboards
- Data Visualization: Build and maintain dashboards and reports to track key performance indicators (KPIs) across the business.
- Stakeholder Communication: Assist in preparing presentations for senior management and stakeholders, learning how to present insights clearly and persuasively.
- Tool Maintenance: Contribute to the development and maintenance of financial models and forecasting tools using best practices.
3. Cross-Functional Strategic Support
- Team Collaboration: Work with stakeholders across Product, Engineering, and Operations to gather financial data and support strategic initiatives.
- Ad-hoc Analysis: Conduct deep-dive financial analysis on specific business problems to provide actionable insights for decision-makers.
🎓 Requirements: What Xapo is Looking For
We hire for potential, drive, and alignment with our “Work from Anywhere” values:
- Recent Graduate: A Bachelor’s degree in Finance, Accounting, Economics, or a related field (recently completed).
- Analytical Mindset: Strong analytical and problem-solving skills with a genuine interest in Fintech and Crypto.
- Data Comfort: Comfortable working with large datasets, financial models, and visualization tools (Excel/SQL is a plus).
- Communication: Excellent written and verbal communication skills in English.
- Remote Setup: A dedicated workspace and a reliable, fast internet connection.
- Proactive Attitude: A self-starter who is adaptable and eager to learn in a rapidly changing environment.
Fintech in 2026: Why FP&A at Xapo is Different
In 2026, the convergence of Blockchain and Banking has created a new category of “Crypto-Native Finance.” Unlike traditional banks that engage in fractional reserve lending, Xapo Bank does not lend out member funds, focusing instead on high-security custody and daily yield on USD and BTC. For an FP&A professional, this means managing a balance sheet that is significantly more transparent and dynamic than a legacy bank’s. You will learn to navigate Lightning Network liquidity, Real-time Proof of Reserves, and Global Regulatory Compliance—skills that are among the most sought-after in the 2026 financial sector.
Why Choose Xapo Bank?
- Work from Anywhere: Enjoy 100% remote flexibility with a supportive, asynchronous culture.
- Top-Tier Benefits: Competitive salary, comprehensive healthcare, and a yearly learning budget for professional development.
- Innovation Hub: Work at the intersection of traditional finance (USD) and the world’s most secure asset (Bitcoin).
- Career Growth: Mentorship from industry-leading finance professionals and the opportunity to become a permanent “Xapien” after the 12-month program.
Method of Application
Xapo Bank reviews applications on a rolling basis through the Greenhouse platform. Ensure your CV highlights your academic analytical projects or any relevant internships.
Pro Tip: In your application, briefly explain why you are interested in the intersection of Bitcoin and banking. Xapo values candidates who understand their unique mission!
Disclaimer
Disclaimer: This job post is for informational purposes only. icanremotely.com is an independent platform and is not affiliated with Xapo Bank. Please verify all details and salary ranges on Xapo’s official career portal.
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